Date: _____________________

_____________________
_____________________
_____________________

Report or confirmation number: _____________________

To Whom It May Concern:

On _____________________, I sent you a request to reinvestigate several items on my credit report. I have enclosed a photocopy of my original request. _____[Choose the one that applies: Because I requested this reinvestigation after receiving my free annual credit report from you, the federal Fair Credit Reporting Act requires you to complete your reinvestigation within 45 days of receipt of my request. (U.S.C. Sec. 1681j(a)(3).) It has been more than 45 days/ The federal Fair Credit Reporting Act requires you to complete your reinvestigation within 30 days of receipt of my request. (15 U.S.C. Sec. 1681j(a)(3).) It has been more than 30 days.]_____

I assume that I have not received a reply because you have been unable to verify the information. Therefore, please remove the incorrect items from my credit report at once and send a corrected credit report to me and to anyone who has requested a copy of my credit report within the previous six months, or within the previous two years if requested for employment purposes.

Thank you for your immediate attention to this matter. I have sent a copy of this letter to the Federal Trade Commission.

Sincerely,

________________________________________
	Your signature

Name:	_____________________
Address:	_____________________
_____________________
Home phone:	_____________________
Email address:	_____________________
Social Security number: _____________________

cc: Federal Trade Commission